Opt-In Authorization Form Federal Regulations require that all credit card holders must “opt-in” to over-the-credit-limit programs. This means that in order to allow your credit card balance to go over your card limit by up to 10%, you must opt-in to our over-the-limit program in writing. You may request to opt-in or out of this program at any time. To opt-in to our over-the-credit limit program, please select the YES option below. Your opt-in request must be received in writing. If you have previously authorized Signature Federal Credit Union to pay over-the-limit transactions on your Visa credit card and would like to revoke your prior consent to pay these types of transactions, please select the NO option below. Please check one of the following Yes, I WOULD like to opt-in to allow my Signature Federal Credit Union Visa credit card to go over the limit and agree to the fee for this service. (The over-the-credit-limit fee of $25 per month will be assessed only if you are over the credit limit at the statement date.) No, I DO NOT want Signature Federal Credit Union to authorize over-the-limit transactions on my Visa credit card. First Name Last Name Member Number Last Four Digits of Signature FCU Visa Card Prove you're not a robot*